Financial planning is a very personal process. It involves establishing personal and financial goals and working towards reaching them - an ongoing process that involves a financial analysis to take stock of your existing resources and working with a professional financial planner. The plan must be monitored and reviewed periodically to assure that it moves towards your objectives.

We are a broker. Our portfolio includes products from over 12 insurance and investment companies. As an independent broker, we can shop the market and get the best rate for you. 

Our Suppliers
 
 

Maritime Life	Empire Life
AIG	Great West Life
Manulife Financial	Industrial Alliance
RBC Insurance	Desjardins Financial Security
Canada Life	Assumption Life
Equinox Financial Group	Transamerica
Standard Life	Blue Cross

Our Products

Investments, RRSPs, and RRIFs 

RRSPs with unique Stock Market Guarantees offering "Performance with Security"
Segregated funds
GICs

Retirement Planning 

Life Insurance 

Including term insurance, permanent insurance, and universal life

Disability Insurance 

Insuring one of your greatest assets - your income
Special plans for salaried employees, home-based workers, business owners, and professionals.

Mortgage Insurance 

Has several advantages over the bank's mortgage insurance
YOU choose your beneficiary
No change in premiums; changing banks usually renews at a higher rate
Avoids decreasing term insurance
Guaranteed convertible to other forms of insurance at maturity - with no medical evidence required

Education Funding 

Including RESPs qualifying for the government's 20% CESG grant

Critical Illness Insurance 

A lump sum payment upon DIAGNOSIS of a list of named diseases. Egs cancer, heart attack, and stroke. Tax-free money to choose further medical treatment, pay debts, etc.

Long Term Care Insurance 

Pays for long-term care in a nursing home (or your own home) - without exhausting one's life savings

Final Expenses Insurance 

An inexpensive way to ensure your funeral and other final expenses are looked after and not left as a burden to other family members
NO MEDICAL EXAMINATION REQUIRED

Individual Health and Dental Insurance 

Travel Insurance 

Cal LeGrow Insurance Advantages 

Having many supplier companies means more choice and best possible rates for our clients.
A comprehensive product portfolio allows clients to manage all their insurance and financial needs at one place.
Top-notch sales staff with extensive knowledge on investments, insurance and retirement planning.

Contacts:
 

Carl Grimes, B. Sc., M. Sc., B. Ed. Financial Advisor 709 778 2399 (direct line) 709 722 4837 (fax)	Kirk Stoyles Financial Advisor 709 778 4119 (direct line) 709 722 6224 (fax)